Terms & Conditions

TruSpread aggregates and analyzes public company data. TruSpread is a research and analysis tool only. It is not a broker-dealer, investment adviser, or financial institution, and it does not provide brokerage, custody, or advisory services.

TruSpread is currently offered as a private beta. Features may change, break, or be removed at any time, and access may be limited, suspended, or revoked at our discretion. Beta access codes and accounts are for your use only and may not be shared or transferred.

TruSpread is provided for informational and research purposes only. It is not intended for trading purposes or as advice. Nothing in the Service is investment, legal, tax, or accounting advice, a recommendation, or an offer or solicitation to buy or sell any security. You are solely responsible for your own investment decisions and should independently verify any figure before relying on it.

Figures in TruSpread are derived from public SEC EDGAR filings and third-party data sources, in part using automated and AI-assisted extraction. Automated and AI-assisted methods may occasionally produce information that is incorrect, incomplete, or misleading, so any output should be treated with appropriate caution and verified against the original source filing. While we work hard to make the output accurate and traceable, we do not warrant that it is complete, current, or error-free, and source data may itself contain errors or be revised. Neither TruSpread nor any of its independent data providers is liable for any errors, incompleteness, or delays in the information, or for any action taken in reliance on it. Always confirm material figures against the underlying filing before relying on them.

You understand that TruSpread has no affiliation with the U.S. Securities and Exchange Commission (SEC) or any of its affiliated entities, and that the SEC does not endorse, sponsor, or verify the Service or its output.

You are responsible for all activity under your account and for keeping your login credentials secure. Authentication is handled by our login provider, Clerk. You agree to provide accurate account information, to use the Service yourself only (one account per person, no sharing or transferring accounts), and to notify us promptly at info@truspread.com of any unauthorized use of your account.

If the Service lets you submit, upload, or save your own content — such as notes, watchlists, or other inputs (“Your Content”) — you are solely responsible for it. We do not control, verify, or endorse Your Content and are not responsible for it. You represent that you have the rights to submit Your Content and that it does not infringe any copyright, trademark, privacy, publicity, or other intellectual property or similar right of any third party. You will indemnify and hold us harmless from any claim that Your Content, or its storage or transmission through the Service, infringes any such right.

You agree not to:

• scrape, bulk-export, resell, redistribute, or republish the Service or its output except as expressly permitted;
• access or download data in quantities amounting to a substantial portion of the Service’s data, whether or not automated;
• share your account, or access or attempt to access another user’s account or data;
• probe, disrupt, reverse engineer, or circumvent the security, rate limits, or access controls of the Service;
• reproduce, duplicate, copy, sell, resell, or otherwise exploit any portion of the Service or access to it without our express written permission;
• use the Service to build or train a competing product or dataset; or
• use the Service to violate any law or any third party’s rights.

The Service is currently provided free of charge during its beta. We may introduce paid plans or subscriptions in the future. If we do, we will make the applicable pricing and billing terms available before you are charged, and the following will apply to any paid plan you choose:

• Fees are quoted in U.S. dollars and, unless stated otherwise, are billed in advance and are non-refundable, including for partial periods or unused time.
• Paid subscriptions renew automatically for successive periods until cancelled, and you authorize us (or our payment processor) to charge your payment method for each renewal until you cancel.
• You may cancel at any time, effective at the end of your current billing period.
• We may change our prices on reasonable advance notice, with changes taking effect at your next renewal.
• Fees are exclusive of taxes, and you are responsible for any applicable taxes other than those based on our income.

Continuing to use a paid plan after a pricing or billing change takes effect means you accept it.

The TruSpread name, software, design, and original analysis are owned by us and protected by applicable law. The look and feel of the Service — including its layout, visual design elements, and underlying HTML, CSS, and JavaScript — is our copyrighted property, and you may not duplicate, copy, or reuse any portion of it without our prior written permission. Underlying filing data is public and sourced from SEC EDGAR. We grant you a limited, revocable, non-exclusive, non-transferable right to use the Service for your own research; no other rights are granted, and we reserve all rights not expressly granted here. You may not use the TruSpread name or logo without our prior written permission.

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE AND ALL CONTENT IN IT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” FOR INFORMATIONAL PURPOSES ONLY, WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, DATA ACCURACY, TITLE, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW. WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, OR BE UNINTERRUPTED, TIMELY, SECURE, ACCURATE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED. YOU ARE SOLELY RESPONSIBLE FOR THE OUTCOME OF ANY RELIANCE ON OR USE OF THE SERVICE OR ITS CONTENT.

TO THE FULLEST EXTENT PERMITTED BY LAW, TRUSPREAD AND ITS OPERATOR WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR INVESTMENT, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR US $100.

You agree to indemnify and hold harmless TruSpread and its operator from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, Your Content, your violation of these Terms, or your violation of any law or third-party right.

Any dispute, claim, or controversy arising out of or relating to the Service or these Terms (except claims for injunctive or other equitable relief, which may be brought in court) will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, rather than in court. Judgment on the award may be entered in any court of competent jurisdiction.

Class action waiver. ALL CLAIMS MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS. YOU AND WE EACH WAIVE ANY RIGHT TO A JURY TRIAL.

We may suspend or terminate your access at any time, with or without notice, including for violation of these Terms. You may stop using the Service at any time. Sections that by their nature should survive termination — including those on intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution — will survive.

We use third-party vendors and hosting partners to provide the hardware, software, networking, storage, and related technology needed to run the Service. Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision. These Terms are the entire agreement between you and us regarding the Service and supersede any prior agreements on that subject. If any provision is held unenforceable, the remaining provisions stay in effect.

We may update these Terms as the product evolves. We will revise the “Last updated” date above, and continued use of the Service after a change means you accept the revised Terms.

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws rules. Contact us at info@truspread.com.